Fixed Interest Rate Loans

 

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Repayments on a Fixed Interest Rate loan remain the same for the term of repayment:

This type of repayment method may be more suitable if you wish to have a guaranteed fixed monthly outgoing, as the Interest rate is fixed at the level when you take the loan out.

If Interest rates were to go down during the term of your loan, you would not benefit from the decrease, conversely, if they went up you would not be adversely affected.

 

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